• Tyrone Skipper

Is the state pension for women changing?

When preparing for your retirement, relying on state pensions is not unheard of.

Those eligible to claim state pensions, however, are only able to do so after reaching state pension age, and that age has been rising in recent years.

Recently a High Court judge granted a legal review with regards to the changes made to the women’s state pension age. Trying to figure out the state pension age can be a little confusing for some, especially since the age seems to have been rising gradually.

In the past, state pension ages differed for men and women (65 and 60 respectively). However, the increase in the age required in order to put in a claim has recently led to the state pension age for both men and women to become 65.

Nonetheless, there are women born in the 1950s that have confessed to not knowing about these plans to delay their state pensions. Ever since the rise in age, a campaign group that goes by the name BackTo60, has been representing women throughout the UK with regards to seeking a judicial review of the handling of the issue.

Backto60, along with a few other campaign groups like Women Against State Pension Inequality (Waspi), are all fighting back against the perceived inequality and unfair treatment of women born in the 1950s who had experienced changes to their state pension age.

Their claims involve the unfair implementation of increasing these women’s state pension age to 65, with little or no personal notice and they stated that changes were implemented too quickly and left women with little time to make alternative plans, which ultimately lead to devastating consequences.

As a direct response, Backto60 has requested that the state pension age for women born in the 1950s be kept at 60. However, this decision has been dismissed by the government in the past. Furthermore, it would cost approximately £77bn to achieve.

Back to that legal review.

Mrs Justice Lang spoke about the landmark ruling, stating that the case was arguable, before giving permission for their claim to proceed to a full hearing.

According to Julian Milford, for the Department of Work and Pensions, these changes were an effort to initiate “the equalisation between genders of the age of entitlement for the state pension”.

The fact remains that while the state pension age is currently set at 65 for both men and women, that number is continuing to rise. Experts believe that by 2028, the age will be expected to increase to 67 for both sexes.

If you’re eligible to claim a state pension and would like to consider it, there are a number of ways in which to do so. However, the money isn’t automatically released to individuals who are entitled to claim these pensions so it’s important that you start seeking out your own state pensions as soon as possible.


© 2019 by Mana Strategic Consulting.